** Rating POOR **

Infinity 100 appears to be another of those programs where ‘the rich get richer’ and that the people with a responsive list make some short term dough but then their followers move on.  As for the followers, well, sorry to say they will be dropping the program pretty quickly once they do not get others to join. My call is that this company won’t be around in 2 years. This is what I call, an online income opportunity as opposed to a true business opportunity.

Infinity 100 (also known as Infinity Downline) is not the type of program, organization or “company” that I choose to join.  I think that primarily because all the hype is about the money and the comp plan – not the product.  Here is what they promote (and in this order): (1) 100% payout, (2) No admin fees, (3) Compounding returns, (4) Residual Income – then the product.

In order to do a proper business opportunity review I will examine each of these, but allow me to go in reverse order – so perhaps you can stop reading sooner than later.  The residual income was brought up but I never heard the more details brought up. Compounding returns – well this is based solely on your 4 bringing in another 4 bringing in another 4; you get it. No admin fees probably true. 100% payout also true in that you pay $100 and the first person you bring in pays you $100 so you get your money back. Then comes the reverse 2-up principle so you pass up the returns on your 2nd and 4th person you bring in.

This is $100 per month by the way. So let’s look at the product you get for $100 a month – which they say you should look at as a business/entrepreneur expense – yea right. Do you like the stock market? If so you may be interested and you are more than welcome to go find someone else’s site to register under. What do you get for $100? You get instructions on placing Covered Calls, and some hype about education and how long you can make money once you learn the techniques. I’m not arguing that playing that part of the stock market is not good and hasn’t made people money, because it does, but, and I’ll ask again, Is Infinity 100 really a business?

If you’re really serious about trading covered calls in the stock market then go buy a book or take a class. I’ve done that already and still don’t play much in that part of the stock market.  This gets a rating from me of Poor because unless you have people that will follow you into this program or have a great amount of people you know interesting in that part of the stock market, then quite simply, you won’t make any money with it.  But to be sure and more to the point, you won’t make any money with it “long term”.

Rating ** Not Suggested **

So let’s answer the question first: Can you make money with completing online surveys? Well yes but…

Both my wife and I plus other associates have researched completing online surveys for earning income and we came up with a couple things we would like to highlight for you to consider:

1) TIME. Most survey companies have a minimum payout amount, such as $50 or $100. Some surveys return amounts like 1 to 3 dollars. These surveys take an enormous amount of time to complete and first of all are not worth the 3 dollar return. But after completing a few you now have some balance accumulating in your account.  So let’s say you have done a few and have $18 sitting in your account.  What are you going to do next? Stick with it and complete dozens of other surveys just to get your payout after your balance exceeds the $50/100 minimum?  We chose not to and so do many others. So think about this before you start wasting your time.

2) PRIVACY PRIVACY PRIVACY… Did I get your attention? You can hardly complete a survey without answering questions that require you to submit details on your personal information. You are not just completing a survey but are required to register or sign-up for the program you are about to review.  A lot of them require the most detailed of your personal information in order to complete them before you can even go back to complete the survey in order to get paid. Here’s an example of one:

Before you can answer the 14 or so that questions they ask you about the product or service, they first REQUIRE you to join. This particular example was to sign up for a free credit report. Do you know what kind of questions they ask you when you fill out a form for a credit report?  I’m sure you guessed it. They want social security numbers, they want income verifications, they want your mothers maiden name, first son born; well you get it..  Granted in this case you will probably get a credit score back from them, and it may show you something you didn’t know, But did you want that in the first place? And how do you feel giving all this personal information away for a measely 5 bucks?

There are many of these online survey companies out there, some probably better than the others, but all the same when it comes to the process involved to make money with them. If you do start and then cancel, be aware that you will still receive correspondence from them for a period of time after cancellation because most of their policies say up to ten or 15 days and so on.  Really! Like their email systems are not as good as the ones we get for our own small businesses? and they can’t remove you instantly!

So the bottom line is to ask yourself before jumping into completing online surveys:

How much is my Time Worth?

and How much is my Privacy Worth?